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Compare life insurance from AIA, one of Australia’s leading insurers.

We’re proud to work with AIA, an award-winning Australian life insurer. AIA has been in the life insurance business for over 40 years, with a focus on health, choice, and flexibility. Ask us about AIA Vitality, a unique wellness rewards program available with AIA life insurance.

At Life Insurance Comparison, we’re focused on finding affordable life insurance that fits your situation. Whether you’re looking to increase cover, maintain your policy, or simply learn more about the benefits of life insurance, our life insurance specialists can help. We compare policies from our panel of trusted insurers, including AIA, making it easy to save money on life cover. Enter your details above to get your free quote today.

Here’s what you need to know about Life Insurance Policies...
  • Most Australians are inadequately prepared for the financial devastation that follows when losing a loved one. When a family loses one income due to injury or death, the ripple effect can be huge. Dependable life insurance cover means that you don’t have to worry about paying the bills in the aftermath of a tragedy, and can focus on what matters the most: your family.
  • Compare policies from up to 9 different life insurance companies to find a great deal on affordable coverage. Switching is easy and convenient; you choose a cheaper life insurance policy and we’ll help take care of the paperwork. There’s never any fee charged for our services, so we’ll save you time and money. When you compare life insurance with us, you make an informed decision about which policy offers your family the most value.
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How Frank Consolidated Policies & Saved $4,000 On Life Insurance
Frank, NSW
Comparing policies was his first step

Before he came to us, Frank was paying for three separate insurance policies that were costing him over $10,000 a year. He was frustrated and disappointed with his insurers but didn’t know where to start.

With the help from one of our senior specialists he was able to amalgamate his policies into one comprehensive plan. With a new yearly premium of $6,000, and an insurer that has paid out over $2 billion in claims to Australians over the past two years Frank’s family was better protected and he was paying less.

Frank has since returned to us and we’re helping him with his Income Protection claim. As he recovers from knee surgery this money will help him support his family while he’s unable to work.

How Maggie Saved On Life Insurance
Maggie, VIC
Funding her premium through her Self-Managed Super Fund.

After years of paying premiums to the same insurer Maggie found herself in trouble when they suddenly refused to renew her policy. Due to a change in her health and her finances, she was told that no insurers would protect her. That’s when she came to us.

Our life insurance specialists were not only able to get Maggie the peace of mind that an underwritten life insurance policy brings; they also helped her save a few thousand dollars on her yearly premium. She was even able to save on her out of pocket expenses by opting to fund the new premium through her SMSF (self-managed super fund).

Maggie is now in the process of upping her cover to include a Trauma Insurance benefit with the help of one of our senior specialists.
With our help she’s making the journey from uninsurable to fully protected.

Frequently Asked Questions
Q : Who is AIA?
A:

AIA is one of the leading life insurers in Australia, and has been in business for over 40 years. They are backed by AIA Group, the largest independent publicly listed life insurance group in the Asia-Pacific region. AIA offers a range of products, including the AIA Vitality life insurance policy that rewards members for healthy living decisions. AIA provides life insurance to more than three million Australians.

Q : What are the key features?
A:

AIA has made a commitment to social corporate responsibility, and operates under the philosophy ‘Making a Difference’. They do this by implementing programs like AIA Vitality and launching community initiatives.

AIA life insurance focuses on choice and flexibility, so you can choose an insurance policy that suits your lifestyle needs.

AIA Vitality is a health and wellness rewards scheme available to members who take up a life insurance policy through AIA.

In addition to standard benefits of each policy, some policies also include:

  • Financial planning reimbursement of up to $3000
  • Premium Freeze: have the choice to freeze your premium by reducing the sum insured on the policy anniversary date
  • Free family benefit of up to $20,000 if one of your children passes away or
    suffers a terminal illness
  • Covers funeral benefits up to $25,000 or 10% of the insured sum if you pass away

Member Benefits

AIA Vitality is AIA’s member rewards scheme. It is a highly acclaimed program that helps members live a healthier lifestyle by creating incentives to do so. AIA Vitality is a points-based program. You’ll start as a Bronze member and work your way up to Platinum by earning points through health-based activities.

AIA Vitality Discounts and Rewards include:

  • Save up to 50% at endota spa
  • Discounted movie vouchers at HOYTS Cinema
  • Exchange points for gift cards at Woolworths, JB Hi-Fi, Rebel, Dymocks or Myer
  • Get up to 50% cashback on flights booked directly through Qantas
  • Earn weekly $5 vouchers for Boost Juice, HOYTS, iTunes, or Woolworths by achieving physical fitness targets.
  • Discounts at Anytime Fitness
  • Save 25% on fitbit and Garmin products
  • Save up to 50% on Fitness First or Virgin active memberships
Q : What types of cover are offered?
A:

AIA offers four types of life insurance for individuals, plus one for businesses.

Life Cover

Life cover is there if you pass away or are diagnosed with a terminal illness. AIA’s life cover is available for people aged between 11 and 75, and pays out a financial benefit that can be used to cover outstanding loans or other expenses.

Income Protection

If you become sick or injured and are unable to work, income protection pays out a monthly payment while you recover. The policy is available to those aged 16 to 65 depending on your level of cover and occupation.

Total & Permanent Disablement (TPD)

If your injury or illness means that you are unable to return to work at all, TPD cover can provide financial security that lets you maintain your current lifestyle. The policy is available to those aged 16 to 64 years depending on your level of cover and occupation.

AIA Vitality

AIA Vitality is a unique wellness program that can help improve your health. You’ll get the tools and information to create a healthier lifestyle, and the actions you take can also earn you points. These points can lead to discounts and rewards on products and services. When you purchase life cover through an eligible AIA policy, you’ll become a member of the AIA Vitality Program.

Crisis Recovery

Traumatic events like cancer, heart attacks, or accidents can have a serious effect on you and your family, both emotionally and financially. Crisis Recovery cover can help you pay the bills while you focus on getting through a traumatic event. Crisis Recovery cover is available for people aged between 16 and 64.

Business Expenses

If you are unable to work because of an injury or illness, Business Expenses cover makes sure that your fixed business expenses are covered. This cover can be particularly useful for those who are self-employed. It is available to those aged between 16 and 60 depending on your occupation.

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