Chat with us, powered by LiveChat How Kogan Life Insurance can help support you and your family with award-winning services, that capture the value of affordable, high-quality private insurance.


Kogan has been around for more than ten years and is a leader with a reputation for giving exceptional value for retail products in the electronic and household goods sector. Now, Kogan has moved to offer life and other private insurance plans, with the goal to have the most affordable plans in Australia.

Kogan Life Insurance operates in Australia and offers a myriad of services including those listed below:

  • Life
  • Total Permanent Disability (TPD)
  • Funeral
  • Car
  • Home
  • Contents
  • Landlord
  • Travel
  • Pet
  • Health

Kogan’s minimum cover amount is $100,000 and the maximum is $1 million, depending on age.

Below is a specific list of the holder’s age at application in comparison to the maximum benefit allowed:

Kogan covers award-winning total permanent disability insurance, as well as serious illness and children’s insurance.

In 2019, Kogan life insurance won the Mozo Expert’s Choice award for exceptional value in life and total permanent disability (TPD) insurance. The private insurance name also has been recognized for stress-free payment options and Life Insurance products that have been underwritten by Hannorver Re, the third-largest global life reinsurer.

To make a claim, yourself or your beneficiary can call 1300 513 483 or email For a full mailing address and step-by-step instructions on filing a claim, visit This page also gives you resources on product disclosure statements and other useful resources and guides.

Headquartered in Melbourne, Australia, Kogan operates mostly online and over the phone with customers. In 2015, the company did open a brick-and-mortar store in the Melbourne suburbs.

For a quote on cover or to ask a question, Kogan can be reached Monday to Friday between 8 am and 8 pm (AEST) at the following numbers:

  • Questions & quotes: 1300 025 433
  • Claims: 1300 513 483
  • Service: 1300 513 484

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