General Insurance Guides

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Life Insurance Trends in Australia

Family is the most important thing in life. Making sure your family is protected in the event of your injury or death is paramount. If you haven’t already purchased life insurance, we suggest you do so. For many people...

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Stepped or Level Premiums: Which One Should I Choose?

Life insurance policies come in two forms or ‘structures’. They are: stepped premiums and level premiums. Both options have their benefits and disadvantages. It’s up to you to decide which one is best for your curr...

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Why Life Insurance?

What life insurance can do for you Life insurance is no one’s favourite purchase. You may question the importance of purchasing life insurance – is it totally necessary? Why would you pay for something you, p...

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Benefits of Having Life Insurance

Protect your family’s financial future It’s nice to have peace of mind your family will be covered for: Funeral costs Outstanding debts Income loss Education fees Ongoing daily expenses like groceries, transportation...

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How Much Does Life Insurance Cost?

Life insurance is an important investment in protecting your financial security in the future. If you pass away, you do not want your family members to be left without the funds they need to pay housing costs, educationa...

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What Happens if I Don’t Have Life Insurance?

Life insurance doesn’t just provide for your dependants in the event of your death. It can protect your income if you are temporarily or permanently incapacitated due to illness or injury, and soften the blow of ma...

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Life Insurance for Smokers

As a smoker, you may wonder if your life insurance premium will be more expensive than that of a non-smoker. You may also wonder whether there is any way around paying less for your premium, despite your smoking status. ...

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