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Though most of us worry about insuring our homes, possessions and cars, insuring ourselves is usually the last thing on our mind. For many Australians, a family member passing can lead to families struggling to cover the bills like mortgages and school fees. Also, most people remain uninsured against loss of income, trauma and disability leaving love ones with the responsibility of both providing care and financial support.
Life insurance will give your family some financial support if you were unable to provide for them. They will receive a lump sum payment to help them cover costs like the mortgage, car repayments and everyday living expenses.