Life insurers like it when their customers participate in sports. It usually means you’re leading a healthy lifestyle and present less of a risk. But when it comes to life insurance for extreme sports, that’s a different story. If you’re an extreme sports enthusiast, you shouldn’t have to give up your hobbies to get covered….
Family is the most important thing in life. Making sure your family is protected in the event of your injury or death is paramount. If you haven’t already purchased life insurance, we suggest you do so. For many people, it’s the only way to protect people who depend on you. Ahead, we’ll take a look…
Purchasing insurance of any kind is somewhat ironic: We’re essentially buying something we hope to never use. But it does provide peace of mind, which is priceless. Key Points Trauma insurance is one form of life insurance, among others listed below. Trauma insurance covers you with a lump sum payment to help you focus on…
As you may have guessed, income protection (IP) covers you in the event that you are no longer able to work due to injury or illness. Things don’t always go to plan, so why not plan in the meantime? Income protection generally provides you with monthly payments that replace up to 75 percent of your…
Life insurance policies come in two forms or ‘structures’. They are: stepped premiums and level premiums. Both options have their benefits and disadvantages. It’s up to you to decide which one is best for your current life stage. To help you make your decision, we’ve compiled a comprehensive guide to stepped vs. level premiums. Key…
What is Whole Life Insurance, do I need it, and does it exist? These are all valid questions you may asking yourself. While no amount of money can relieve the pain of losing a loved one, life insurance aims to take financial pressure off the family left behind. The money provided by your fund can…
In every business, there are certain essential personnel whose knowledge and ability makes all the difference in terms of the organization’s success. The loss of one of these “key” men or women can have a huge financial impact on the company. A company could incur high costs to recruit a successor or to hire and…
Total and permanent disability insurance (TPD) is an add on to regular life insurance. The policy is designed to lift financial pressure off you, should an illness or injury leave you completely or permanently disabled and unable to work. To give you some context, check out the following types of life insurance to see where…
By Cover Type
General Guides
By Life Stage
Request a call