Older Australians are paying the highest premiums for life insurance in the country, and for most it’s a cost that continues to rise. Your policy can be hard to understand, and because it’s an emotional purchase, you can be drawn into paying a higher price than you need to.
But the good news is that the life insurance market in Australia is changing, and new policies are being released by competing insurers in response. Life Insurance Comparison was launched to help Aussies save by taking advantage of this competition.
Our free service is a powerful tool that links Australians with no knowledge of the life insurance industry with quality cover at a price they can afford. Read on to see some examples of exactly how we help our customers save.
Here’s How You Do It:
Step 1: Select your current age below.
Step 2: Once you answer a few questions, you will have the opportunity to compare quotes from up to 10 of Australia’s largest insurers. You may also be entitled to a free consultation.
One of our customers had been paying for three separate life insurance policies that were costing him over $10,000 a year. With the help of our in-house advisers he was able to switch to one policy that gave him more comprehensive cover and saved him $4,000 a year.
We later helped him with his Income Protection Insurance claim, which helped him to support his family while he was unable to work. Better value insurance, and support when you need it, it’s what we do best.
Another customer found herself without cover when, after years of dutifully paying her premiums, her insurer suddenly refused to renew her policy due to a change in her health and finances. She was told she was uninsurable.
Not only were our advisers able to negotiate with the insurers for her right to be covered, they even saved her out-of-pocket expenses by structuring her premium through her Self Managed Super Fund.
These are just two example of the ways we help Australians get value-for-money life insurance. All our policies are fully underwritten at the time of purchase. This process helps to ensure that our customers don’t purchase a policy that could be denied due to a pre-existing medical condition.
Rather than the stress of this process happening at the time of claim (a time that is already traumatic for the policy-holder’s family) it is done at the time of purchase. This significantly increases the likelihood of the claim being paid out.
Our in-house brokerage helps us ensure our customer service experience is second to none. Over the years we’ve forged strong partnerships with our panel of insurers, meaning that our brokers can negotiate for better deals and receive faster service.
And unlike direct insurers we don’t abandon you after you purchase a policy. We review all our clients policies yearly to make sure they remain competitive and provide ongoing support for your claims.
If you’d like to review your options for secure and affordable life insurance, you can continue below or give us a call us 1300 904 624, 9am to 6pm Monday-Friday. From there we will get to work, bringing you the best available quotes from our panel of insurers. See what you could save today.
Get Started Now:
Step 1: Select your state below.
Step 2: After answering a few questions, you will have the opportunity to compare quotes in your area and could be eligible for significant savings.