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Life Insurance Guides

By Life Stage

Senior couple driving - life insurance comparison

What is life insurance?

If you’re new to the world of life insurance, it can be tricky to get your head wrapped around. How......

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Step by Step Guide for Buying Life Insurance

We’ve created this guide for you to help you understand life insurance. It’s a breakdown as free from jargon and......

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Over 50? Consider switching to Tailored Life Insurance

Think of all the things you protect in your life: your house, your car, your valuables. Why wouldn’t you want......

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Do Life Insurance Policies Pay Out If You Don’t Die?

Life insurance is designed to help compensate for the loss of income that comes with an unexpected death, illness, or......

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A Married Couple’s Guide to Life Insurance Comparison

For a married couple, investing in life insurance should not be overlooked, especially if bringing up children becomes part of......

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Over 50s couple walking on the beach: life insurance comparison

How can I get Life Insurance if I’m over 50?

As we get older, we start to think more about the future. That means putting in place safeguards to secure......

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Do I Need Life Insurance If I Am Single?

If you are single, you are wholly responsible for making your own financial decisions and you want to ensure you......

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Can I get life insurance over 65?

If you’re nearing retirement, you might have questions about life insurance and how your age affects the cover available to......

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Couples Life Insurance: Joint Cover vs Two Single Policies

Life insurance comes in many forms, depending on the type and level of coverage you and your partner are after.......

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By Cover Type

What is Income Protection Insurance?

Income protection insurance is something you’ll hope you’ll never need to use, but if you suddenly get injured or ill......

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Senior couple driving - life insurance comparison

What is life insurance?

If you’re new to the world of life insurance, it can be tricky to get your head wrapped around. How......

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Life insurance for extreme sports

Will Life Insurance Cover Extreme Sports or Skydiving?

Life insurers like it when their customers participate in sports. It usually means you’re leading a healthy lifestyle and present......

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Children Playing Together

How Child Cover Helps Parents Prepare for the Worst

The thought of purchasing life insurance for a child may shock some parents. After all, why would you insure a......

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Family With Term Life Insurance

What Is Term Life Insurance? How Much Does It Cost?

Life insurance comes in all shapes and sizes, and deciding which policy is right for you can be challenging. To......

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Life Insurance Coverage & Industry Trends In Australia

Family is the most important thing in life. Making sure your family is protected in the event of your injury......

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Woman supports her friend undergoing cancer treatment

What is trauma insurance cover?

Ever wondered what would happen if you were unable to work while you recovered from a major illness or injury?......

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What to do with your new life insurance

What You Need to Know About Life Insurance for Families

Everyone has a role to play within a family and the death of any family member can cause not just......

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Critical Illness Insurance

Critical illness insurance provides protection for you if you are diagnosed with a serious medical condition. Unlike income replacement insurance,......

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Do Stay at Home Mums Need Life Insurance?

Mums would do anything to keep their kids safe, whether it’s protecting them from danger or feeding them healthy food......

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What is Income Protection Insurance?

As you may have guessed, income protection (IP) covers you in the event that you are no longer able to......

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Stepped vs. Level Premiums: What’s the Difference?

Life insurance policies come in two forms or ‘structures’. They are: stepped premiums and level premiums. Both options have their......

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Comparing Whole Life Insurance vs Term Life Insurance

What is Whole Life Insurance, do I need it, and does it exist? These are all valid questions you may......

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What is the Purpose of Key Man Insurance?

In every business, there are certain essential personnel whose knowledge and ability makes all the difference in terms of the......

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How Much TPD Insurance Do I Need?

TPD is a type of life insurance that can be bundled with term life cover or purchased as a standalone......

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General Guides

What is Income Protection Insurance?

Income protection insurance is something you’ll hope you’ll never need to use, but if you suddenly get injured or ill......

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What Are the Different Types of Life Insurance?

Life insurance is a daunting topic that many avoid talking about, but the right policy can provide long term financial......

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How to Make a Life Insurance Claim in Australia?

Most life insurance claims* sail through with prompt settlements which is reassuring to hear. But traumas such as serious injury......

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How Your Job Affects Your Life Insurance in Australia

Risk is a key factor for insurers when determining both the cost of premiums and eligibility. An office worker is......

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October 1 Changes: Will You Lose Your Life Cover?

New superannuation laws go into effect October 1 2019, which will consolidate low-balance funds to help lower fees and premiums......

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Is income mental illness covered by income protection

Is Mental Illness Covered by Income Protection?

Nearly half of all Australians will have a mental health problem at some point in their lives. And with 1......

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Why your life insurance won't pay out

6 Tips for Making a Successful Life Cover Claim

Australians buy life insurance for peace of mind. It’s a weight off your shoulders to know that if something happened......

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Do I Have to Pay Taxes on Life Insurance Payouts?

Do I have to pay taxes on life insurance? The answer to this question depends on what kind of life......

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Do Life Insurance Policies Cover Suicide?

Does life insurance cover suicide? The short answer is yes, though not straight away, and not by all life insurance......

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Does life insurance pay if you die from cancer?

Cancer is among the top ten leading causes of death in Australia. Statistics from Cancer Council Australia predict that 1......

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Medical underwriting for life insurance

Guide to Life Insurance Medical Underwriting

Medical underwriting is part of life insurance, but what exactly is it? This guide will answer your questions about life......

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Financial underwriting in life insurance

What is Financial Underwriting in Life Insurance?

Financial underwriting is part of the life insurance process, and it’s nothing to be concerned about. In fact, it’s in......

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List of Life Insurer Product Disclosure Statements

Please find below a link to each of the PDS’s for the policies that we provide:...

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Can You Pay For Life Insurance Through Your Superannuation?

Life insurance through super is an appealing prospect for many Australians, who like the idea of paying a life insurance......

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11 Ways to Reduce Life Insurance

We all love saving money, but some costs just won’t budge. There’s not much you can do to reduce fuel......

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What Are My Life Insurance Options Through an SMSF?

If you have a self-managed super fund (SMSF), you’re not required to purchase life insurance through your fund, but it......

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Comparing Life Insurance Guide for Married Couples

If you’re just about to get married or you’re committed to a happy marriage ‘til death do you part, thinking......

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Life Insurance Coverage & Industry Trends In Australia

Family is the most important thing in life. Making sure your family is protected in the event of your injury......

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Why is it Important to have a Life Insurance?

What life insurance can do for you Life insurance is no one’s favourite purchase. You may question the importance of......

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What Are The Benefits Of Having Life Insurance?

Protect your family’s financial future It’s nice to have peace of mind your family will be covered for: Funeral costs......

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Life Insurance Covers More Than You Think!

Are you in the process of comparing life insurance policies? If you have a spouse or children, this is often......

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Mother and Kids; Life Insurance

What Questions to Ask when Buying Life Insurance?

Whether you’re new to life insurance or thinking about switching policies, there are a few questions you should ask first.......

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How Much Does Life Insurance Cost in Australia?

Life insurance is an important investment in protecting your financial security in the future. If you pass away, you do......

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Tired Woman Experiencing Afternoon Slump

How Much Life Insurance Do I Need?

Life insurance coverage buys peace of mind for you and financial security for those who you love after you pass......

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Life Insurance Guide for Type 1 or Type 2 Diabetes

Diabetes is a condition that can be managed, but not generally cured. If you are diagnosed with Type I or......

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Life Insurance Beneficiary

What is a Life Insurance nominated beneficiary?

A life insurance beneficiary is a person or organisation who receives a lump sum payout if you die or are......

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Top reasons why life insurance claims are denied in Australia

What Happens if I Don’t Have Life Insurance?

Life insurance doesn’t just provide for your dependants in the event of your death. It can protect your income if......

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Is it Necessary to have Life Insurance?

Is it necessary to have life insurance? Life insurance can seem like a luxury purchase, especially if your budget is......

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Can You Get Life Insurance for Pre-Existing Conditions?

If you’ve got a diagnosed medical condition, you might think that life insurance is off the table. Fortunately, today’s life......

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Life Insurance for Charitable Donations in Australia

Australians are some of the most generous people on earth. Known for their spirit of community and beliefs in equity,......

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Can You Have Multiple Life Insurance Policies?

People are unlikely to take out multiple insurance policies on a single car, so why would you consider having more......

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How does Smoking Impact Your Life Insurance Premiums?

As a smoker, you may wonder if your life insurance premium will be more expensive than that of a non-smoker.......

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