Key Points Term life insurance typically pays out to nominated beneficiaries after a policyholder’s death or terminal diagnosis. TPD, trauma, and income protection policies pay out to policyholders while they are still...
Read More
Australians recognise the value of life insurance, but a surprising number don’t have coverage. Life insurance provider TAL found that while 79% of survey respondents rated life insurance as important or very importa...
Read More
If you are single, you are wholly responsible for making your own financial decisions and you want to ensure you make the right ones. One of the smartest financial moves that you can make is to purchase a life insurance ...
Read More
Life insurance comes in many forms, depending on the type and level of coverage you and your partner are after. If you’re a couple looking to invest in life insurance, or simply gathering information on your option...
Read More
Life insurers like it when their customers participate in sports. It usually means you’re leading a healthy lifestyle and present less of a risk. But when it comes to life insurance for extreme sports, that’s a diffe...
Read More
Family is the most important thing in life. Making sure your family is protected in the event of your injury or death is paramount. If you haven’t already purchased life insurance, we suggest you do so. For many pe...
Read More
Purchasing insurance of any kind is somewhat ironic: We’re essentially buying something we hope to never use. But it does provide peace of mind, which is priceless. Key Points Trauma insurance is one form of life i...
Read More
As you may have guessed, income protection (IP) covers you in the event that you are no longer able to work due to injury or illness. Things don’t always go to plan, so why not plan in the meantime? Income protecti...
Read More
Life insurance policies come in two forms or ‘structures’. They are: stepped premiums and level premiums. Both options have their benefits and disadvantages. It’s up to you to decide which one is best for y...
Read More
What is Whole Life Insurance, do I need it, and does it exist? These are all valid questions you may asking yourself. While no amount of money can relieve the pain of losing a loved one, life insurance aims to take fin...
Read More
In every business, there are certain essential personnel whose knowledge and ability makes all the difference in terms of the organization’s success. The loss of one of these “key” men or women can have a huge ...
Read More
Total and permanent disability insurance (TPD) is an add on to regular life insurance. The policy is designed to lift financial pressure off you, should an illness or injury leave you completely or permanently disabled a...
Read More
Key Points Life insurance will pay if you die from cancer if: your policy covers natural causes of death, it is a life cover plan (not an Accidental Death Policy), and you fully disclosed any cancer-related health inform...
Read More
Medical underwriting is part of life insurance, but what exactly is it? This guide will answer your questions about life insurance medical underwriting and explain how it affects you. Key Points Medical underwriting is a...
Read More
Financial underwriting is part of the life insurance process, and it’s nothing to be concerned about. In fact, it’s in place to help you and your insurer. This guide will explain what financial underwriting in life i...
Read More
If you have a self-managed super fund (SMSF), you’re not required to purchase life insurance through your fund, but it may be possible. In fact, the law requires you to consider the life insurance needs of your mem...
Read More
If you’re just about to get married or you’re committed to a happy marriage ‘til death do you part, thinking about death is probably the last thing you want to do. Nevertheless, securing the future of your loved on...
Read MoreFamily is the most important thing in life. Making sure your family is protected in the event of your injury or death is paramount. If you haven’t already purchased life insurance, we suggest you do so. For many pe...
Read More
What life insurance can do for you Life insurance is no one’s favourite purchase. You may question the importance of purchasing life insurance – is it totally necessary? Why would you pay for something you, p...
Read More
Protect your family’s financial future It’s nice to have peace of mind your family will be covered for: Funeral costs Outstanding debts Income loss Education fees Ongoing daily expenses like groceries, transp...
Read More
Life insurance is an important investment in protecting your financial security in the future. If you pass away, you do not want your family members to be left without the funds they need to pay housing costs, educationa...
Read More
Life insurance doesn’t just provide for your dependants in the event of your death. It can protect your income if you are temporarily or permanently incapacitated due to illness or injury, and soften the blow of ma...
Read More
Key Points If there is anyone in your life who depends on you financially, or any outstanding debts, you might want to consider life insurance. If you have accessible savings and no debt, then it may reduce the level of ...
Read More
Australians are some of the most generous people on earth. Known for their spirit of community and beliefs in equity, Australians give their time and money toward efforts to better their communities, country, and the wor...
Read More
As a smoker, you may wonder if your life insurance premium will be more expensive than that of a non-smoker. You may also wonder whether there is any way around paying less for your premium, despite your smoking status. ...
Read More
By Cover Type
General Guides
By Life Stage
Request a call