Compare multiple quotes from specialists in income protection, with this free comparison service.

At Life Insurance Comparison, our aim is to ensure our customers have cover that protect themselves and their families from financial hardship. We’ve dedicated ourselves to becoming income protection specialists, and in the last few years we’ve been able to arrange premium relationships with insurers and train a team of knowledgeable staff.

Based in Sydney, we are independently owned and operated so we are able to offer a service that always puts our customers first. Our team have a great understanding of insurance products and the underwriting process, spending majority of their time educating our customers about how specific products may be able to suit their needs.

We compare policies from 9 different life insurers to find our customers the most ideal cover at the most affordable price. At Life Insurance Comparison, switching insurers is easy, you choose a better policy for you and we will help take care of the paperwork.

Here’s what you need to know about Life Insurance Policies...
  • Majority of Australians are inadequately prepared for the financial devastation that follows after losing a loved one. When an income is lost due to injury or death, the impact on family can be overwhelming. Getting income protection insurance means that you don’t have to worry about the loss of income, and paying the bills in the aftermath of a tragedy, and can focus on what matters most: your family.
  • Compare policies from up to 9 different life insurers to find the cover best suited to your situation at an affordable price. When you compare with us, you make an informed decision about which policy offers your family the most value. The best part? Our comparison service is free.
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Frank, NSW
Comparing policies was his first step

Before he came to us, Frank was paying for three separate insurance policies that were costing him over $10,000 a year. He was frustrated and disappointed with his insurers but didn’t know where to start.

With the help from one of our Senior Advisers he was able to amalgamate his policies into one comprehensive plan. With a new yearly premium of $6,000, and an insurer that has paid out over $2 billion in claims to Australians over the past two years Frank’s family was better protected and he was paying less.

Frank has since returned to us and we’re helping him with his Income Protection claim. As he recovers from knee surgery this money will help him support his family while he’s unable to work.

How can I get the policy best suited to my needs for the most affordable price?

The amount of income protection insurance you need depends on your personal situation. What future plans do you and your family have that would be affected by the loss of your income? What percentage of your income would you require in order to make them happen? Compare income protection insurance with Life Insurance Comparison for an income protection quote on policies that fit into your budget.

The following are examples of some of the benefits and discounts offered by some of Australia’s major life insurance providers.
  • Indexation Benefit: Life insurance sum gradually increases over time to keep pace with the market value.
  • Financial Advice Benefit: $3,000 reimbursement for financial planning after Life Cover (and others) benefit.
  • Future Increase Benefit: You can increase your policy amount after certain events without providing medical information.
  • Waiver of Premium While Involuntarily Unemployed: NEOS waives premiums for up to three months when you become involuntarily unemployed.
Frequently Asked Questions

The definition of cheap income protection cover differs from person to person. However, it is possible to find a low price on cover that will protect your salary should something happen to you.

For example, recent comparisons found that a 35-year-old nonsmoking male office worker with a benefit of $4,000 per month could get premiums for as low as $12.04 per week. For a 45 year old of that status, weekly premiums can be found for $22.59.

There are a few things you can do to find cheaper income protection insurance, such as opting for a longer waiting period and a shorter benefit period. You can also forgo optional benefits in order to keep your premium low, and select only those features that benefit you the most. Don’t forget that premiums are tax-deductible, so you’ll see more savings at tax time.

Get your income protection insurance online quote today from to find cheap cover that offers value for money.

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