Guides

Life Insurance Through an SMSF:
Understanding Your Options

If you have a self-managed super fund (SMSF), you’re not required to purchase life insurance through your fund, but it may be possible. In fact, the law requires you to consider the life insurance needs of your members. Whether you’ve had life insurance through an SMSF before or you’re not sure where to start, this…

Life Insurance Trends in Australia

Family is the most important thing in life. Making sure your family is protected in the event of your injury or death is paramount. If you haven’t already purchased life insurance, we suggest you do so. For many people, it’s the only way to protect people who depend on you. Ahead, we’ll take a look…

Guide to Trauma Insurance

Purchasing insurance of any kind is somewhat ironic: We’re essentially buying something we hope to never use. But it does provide peace of mind, which is priceless. Key Points Trauma insurance is one form of life insurance, among others listed below. Trauma insurance covers you with a lump sum payment to help you focus on…

Why Life Insurance?

What life insurance can do for you Life insurance is no one’s favourite purchase. You may question the importance of purchasing life insurance – is it totally necessary? Why would you pay for something you, personally, will never even use? While you may initially think your hard-earned cash would be better spent elsewhere, this may…

Benefits of Having Life Insurance

Protect your family’s financial future It’s nice to have peace of mind your family will be covered for: Funeral costs Outstanding debts Income loss Education fees Ongoing daily expenses like groceries, transportation and medical costs Assistance that may be required Can be personalised to meet your needs Every policy has something different to offer. Once…

How Much Does Life Insurance Cost?

Life insurance is an important investment in protecting your financial security in the future. If you pass away, you do not want your family members to be left without the funds they need to pay housing costs, educational expenses, and other bills to maintain their quality of living. If you become unable to work or…

What Happens if I Don’t Have Life Insurance?

Life insurance doesn’t just provide for your dependants in the event of your death. It can protect your income if you are temporarily or permanently incapacitated due to illness or injury, and soften the blow of major traumas, providing a reliable income as well as funds for expenses such as specialist care or modifications to…

List of Policy Disclosure Statements

Please find below a link to each of the PDS’s for the policies that we provide: AIA Priority Protection AMP Elevate AMP Flexible Lifetime Protection Asteron Life Complete BT Protection Plans CommInsure Protection Clearview LifeSolutions Macquarie Life FutureWise MLC Insurance OnePath OneCare TAL Accelerated Protection Zurich Wealth Protection

Life Insurance: Luxury or Necessity?

Life insurance, like any insurance cover, is expensive. When times are tough and you’re deciding what’s a necessity and what’s a luxury, it’s only natural to question the necessity of a costly insurance policy that appears to do nothing for you while you’re around to use it. But before you drop your life insurance cover,…

Life Insurance for Over 50s

If you’re over 50 and in the market for life insurance, you may be in an unusual stage in your life for life insurance shopping. You may be nearing retirement and looking to replace an expensive income protection policy, or you may be a late-in-life parent who still needs to look out for the future…

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