AIA is one of the leading life insurers in Australia, and has been in business for over 40 years. They are backed by AIA Group, the largest independent publicly listed life insurance group in the Asia-Pacific region. AIA offers a range of products, including the AIA Vitality life insurance policy that rewards members for healthy living decisions. AIA provides life insurance to more than three million Australians.
AIA has won numerous awards during their years in business:
AIA offers four types of life insurance for individuals, plus one for businesses.
Life cover is there if you pass away or are diagnosed with a terminal illness. AIA’s life cover is available for people aged between 11 and 75, and pays out a financial benefit that can be used to cover outstanding loans or other expenses.
If you become sick or injured and are unable to work, income protection pays out a monthly payment while you recover. The policy is available to those aged 16 to 65 depending on your level of cover and occupation.
If your injury or illness means that you are unable to return to work at all, TPD cover can provide financial security that lets you maintain your current lifestyle. The policy is available to those aged 16 to 64 years depending on your level of cover and occupation.
AIA Vitality is a unique wellness program that can help improve your health. You’ll get the tools and information to create a healthier lifestyle, and the actions you take can also earn you points. These points can lead to discounts and rewards on products and services. When you purchase life cover through an eligible AIA policy, you’ll become a member of the AIA Vitality Program.
Traumatic events like cancer, heart attacks, or accidents can have a serious effect on you and your family, both emotionally and financially. Crisis Recovery cover can help you pay the bills while you focus on getting through a traumatic event. Crisis Recovery cover is available for people aged between 16 and 64.
If you are unable to work because of an injury or illness, Business Expenses cover makes sure that your fixed business expenses are covered. This cover can be particularly useful for those who are self-employed. It is available to those aged between 16 and 60 depending on your occupation.
AIA paid out $1,156,677,931 to AIA Australia clients in 2016. That is an average of $4,589,992 per working day.
The top 3 occupations claiming for each policy type.
Claim online for Income Protection or Business Protection policies. Just log on to the Adviser Site and choose the Self Service Portal.
Members can call the AIA Teleclaims team at (03) 9009 4850 to lodge a claim. You’ll speak to an adviser who will get all of the details they need to lodge the claim. The claims team will send you any required claims forms so that you can put your claim through as quickly as possible.
If your life insurance was purchased through your super, contact your super fund directly to make a claim.
AIA Vitality is AIA’s member rewards scheme. It is a highly acclaimed program that helps members live a healthier lifestyle by creating incentives to do so. AIA Vitality is a points-based program. You’ll start as a Bronze member and work your way up to Platinum by earning points through health-based activities.