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Archive for: July 2017

What is Income Protection Insurance?

As you may have guessed, income protection (IP) covers you in the event that you are no longer able to…

Stepped vs. Level Premiums: What’s the Difference?

Life insurance policies come in two forms or ‘structures’. They are: stepped premiums and level premiums. Both options have their…

How does Smoking Impact Your Life Insurance Premiums?

As a smoker, you may wonder if your life insurance premium will be more expensive than that of a non-smoker….

Couples Life Insurance: Joint Cover vs Two Single Policies

Life insurance comes in many forms, depending on the type and level of coverage you and your partner are after….

What is whole life insurance?

Whole life insurance was popular in the ‘70s and ‘80s in Australia and commonly used as a way to save…

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